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News & Articles (3)

Congratulations!   You’ve chosen a great country to reside in. Singapore is one of the world’s cleanest countries with an efficient government, great public facilities, highly educated population and an incredible infrastructure. English is the official language of commerce, but it’s common to hear Mandarin and other ethnic languages spoken in most places. Rest assured you’ll have little problem communicating with the locals and finding your way around our Garden City. Singapore’s health care system is second to none; the clean and efficient public health care facilities are world-class and the high-end medical tourism industry attracts a sizeable number of patients annually.   So as an expat you’re probably wondering why you need an international health insurance plan when it appears that a local health plan will do nicely and cost less to boot.   Here are some thoughts…   Citizens or Foreigners   Let’s forget the high-end medical facilities with Presidential Suites and concierge services that greet you the moment you touch down and consider the public medical facilities for the common man. Cutting-edge technology, cleanliness, efficiency and great service are some words and phrases associated with Singapore’s subsidized healthcare and medical facilities, like hospitals and polyclinics (public clinics).…
  We were 8,000 miles away from home, at a ski resort an hour north-east of Beijing. Suddenly, our two-year old daughter grabbed her stomach and started screaming in pain. Her face turned white within a minute.  She was in severe pain and I panicked.        People around us started dispensing advice, “Give her some medicated oil!”, “Give her a painkiller!”, “Send her to hospital!” Only the last option made sense to me, given the agony my child was in. But which hospital should I send her to and where was the nearest hospital?  We were in a foreign land, barely spoke the language and did not know what do. One constant that rang loud and clear in the torrent of advice dished to us was, “Go to a local hospital, international medical care is extremely costly”.     Something in me clicked and I suddenly remembered our Expat Health Insurance Policy. Worried, I could not help but wonder if it provided coverage for our vacation. There was only one way to find out.  I dialed the emergency hotline call-collect number stored on my iPhone. My call was answered almost instantly. I was hardly coherent in my panicked state, but…
Wednesday, 31 December 2014 00:00

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